Rideshare Accident Claims
Uber and Lyft crashes involve layers of insurance that change by the minute. We figure out which coverage applies — and pursue all of it.
Who We Represent
- Rideshare passengers injured while riding in an Uber or Lyft — including passengers hurt when another driver caused the crash
- Drivers and occupants of other vehicles hit by a rideshare driver
- Pedestrians and cyclists struck by rideshare vehicles
- Rideshare drivers injured by another motorist's negligence
We have represented rideshare passengers seriously injured in collisions through no fault of their own — people who got into a car expecting a routine trip and ended up in months of treatment. As a passenger, you are almost never at fault, which makes these claims about one thing: identifying every policy that applies and holding the right insurers responsible.
How Rideshare Insurance Coverage Works
Rideshare companies provide commercial coverage that depends on what the driver was doing at the moment of the crash:
- App off: only the driver's personal auto policy applies
- App on, waiting for a ride request: limited rideshare contingent coverage applies
- En route to pick up or carrying a passenger: the rideshare company's larger commercial liability policy applies — in California, third-party liability coverage of $1,000,000 during this period, plus uninsured/underinsured motorist coverage for passengers in many situations
The difference between these periods can be the difference between a minimal-limits personal policy and a seven-figure commercial policy. We obtain the trip records and electronic data that establish which period applies — rideshare records can pinpoint a vehicle's status and location with precision.
Why These Claims Get Complicated
- Multiple insurers point at each other — the personal carrier, the rideshare carrier, and any third-party driver's carrier
- Claims administrators for rideshare companies are professional, well-staffed, and not on your side
- Passengers often don't know the driver's insurance details, trip status, or even the other driver's identity — we obtain all of it
- Serious injuries can exceed even commercial limits, raising UM/UIM and excess coverage questions
You don't need to untangle any of this yourself. Tell us what happened, and we'll identify the coverage and take it from there.